✈ Last Chance: Massive Offer Up to 400K Miles, Key Dates in Bilt 2.0 Transition and More From TPG ✈

Also: Capping credit card interest rates at 10%? Here's what we know about this proposal

January 13, 2026 View in browser

Time's almost up on this biggest-ever offer by Colin Hogan, Newsletter editor We've got some big news today on the biggest offer around: the historic limited-time offer on the Capital One Venture X Business — the biggest ever, letting you earn up to 400,000 bonus miles — will soon be no more. But you still have until Jan. 19 to get it. What better way to start the year than with a massive pile of valuable, versatile miles? Here's how this generous offer works: New cardholders can earn 200,000 bonus miles after spending $30,000 on purchases in the first three months from account opening. Plus, you can earn an additional 200,000 bonus miles (400,000 miles total) after spending $150,000 on purchases in the first six months from account opening. Even just hitting that first 200,000-mile bonus is a home run — especially if you have a big expense coming up. That's 50,000 miles more than the usual offer (for the same spending requirement!), worth a whopping $3,700, per our January 2026 valuations. Those 200,000 miles alone could unlock all sorts of travel through Capital One's lineup of transfer partners, like: ✈️ Up to 16 round-trip domestic flights via Air Canada Aeroplan (plus taxes and fees) ✈️ Three one-way business-class flights to Europe via Air France-KLM Flying Blue (plus taxes and fees) ✈️ Two one-way Lufthansa first-class flights to Germany via Aeroplan (plus taxes and fees) Plus, the Venture X Business is one of the easiest premium cards to justify. Its $395 annual fee is essentially a wash, thanks to: $300 in annual credit for bookings through Capital One Business Travel 10,000 anniversary bonus miles every year Unlimited lounge access to Capital One Lounges and Priority Pass locations Bottom line: This is a rare chance to earn up to 400,000 bonus miles from a card that practically pays for itself — and you only have until Jan. 19 before it's gone. Learn more Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products, and this may impact how or where they appear. For an explanation of our Advertising Policy, visit this page. Photo Credit: CHRISTINE GALLIPEAU/THE POINTS GUY.

Today's top stories Current Bilt cardholders: Key dates and deadlines as Bilt transitions to new card options This is what current Bilt Mastercard cardholders should know about selecting a new Bilt Card 2.0, including dates and transition information. Read more New push would cap credit card interest rates at 10%: Here's what we know President Donald Trump called for a 10% cap on credit card interest rates starting Jan. 20. Here's what we know. Read more Delta is adding the Boeing 787 Dreamliner to its fleet The airline is buying 30 of Boeing's largest 787-10 Dreamliners. Read more Hilton announces the locations of premium club lounges accessible to Diamond Reserve members Diamond Reserve members, as well as travelers in eligible rooms or suites, can access these premium clubs. Read more Booming Austin airport set to nearly double in size with 2 new concourses The booming Austin airport will invest more than $5 billion to nearly double in size with 32 new gates. Read more

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The latest 1. Equal best-ever offer: How good is the Citi / AAdvantage Executive World Elite Mastercard 100K-mile bonus? 2. Credit card transfer bonuses (January): 15% bonus to Avianca LifeMiles 3. Reports: EVA Air to launch Washington, DC's first-ever nonstop flight to Taiwan 4. Can I apply for both the Chase Sapphire Reserve and Sapphire Reserve for Business? 5. Best kid-friendly cruises: The 6 best cruise ships for kids 6. Capital One Venture X Business review: High earning rates and premium perks for businesses 7. Your AirTag battery only lasts a year — here's how to check it 8. How to transfer Chase Ultimate Rewards points to Air Canada Aeroplan 9. Allegiant to acquire rival Sun Country Airlines in budget airline merger 10. 7 reasons to get the Hilton Amex Aspire Card

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