🚨 Want 200K Points? How About 400K?

Time's almost up on these unprecedented offers.

January 15, 2026 View in browser

OK, it's our solemn duty as points and miles nerds to alert you when there's a big opportunity you're in danger of missing. And in this case, "big" doesn't even begin to describe it. For several months now, both Chase and Capital One have been offering their highest bonuses ever on their top business cards – we're talking a minimum of 200,000 points or miles. And let me be clear: These are not just the highest-ever offers for these cards, but the biggest in the history of each program. Here's the problem: Both of these unprecedented offers are ending in a matter of days. But you still have time to snag them before they're gone. If you have a big expense coming up, there is no better way to capitalize on it than cashing in on one of these extremely lucrative offers, each worth thousands of dollars in travel. Check out the details below to see which is best for you. Unsure whether you'd qualify for a business card? Rest assured that side hustles (like freelancing, dog-walking, selling things online, etc.) often meet the eligibility requirements for many of these cards.

Chase Sapphire Reserve for Business℠ The new, game-changing premium business card CHASE Offer ending Jan. 22 at 9 a.m. EST: New cardholders can earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening. This newest business card from Chase is the complete package and has truly shaken up the landscape. With a massive welcome offer still available, strong earning power and premium benefits that actually make it quite easy to justify this card's hefty $795 annual fee. Why we love the Sapphire Reserve for Business at TPG: • 200,000 Chase points are worth $4,100, per our January 2026 valuations • Benefits provide more than $2,500 in annual value • Earns 3 points per dollar spent on online advertising with no cap Our take:* Welcome offer: ⭐⭐⭐⭐⭐ Earning power: ⭐⭐⭐⭐ Lounge access: ⭐⭐⭐⭐ Benefits versus fee: ⭐⭐⭐⭐ Act Fast

Capital One Venture X Business The no-hassle card that doesn't mess with success CAPITAL ONE Offer ending Jan. 19: New cardholders can earn up to 400,000 bonus miles: Earn 200,000 bonus miles after spending $30,000 on purchases in the first three months from account opening. Plus, earn an additional 200,000 bonus miles (400,000 miles total) after spending $150,000 on purchases in the first six months from account opening. While other premium business cards shift deeper into the coupon-book model to provide value, this card doesn't make you work for it. Its $300 credit for bookings made through Capital One's business travel portal and 10,000-mile anniversary bonus easily offset the $395 annual fee. And it keeps earning straightforward, too, with an unlimited 2 miles per dollar spent on all purchases. Even if you were to just hit the first tier of that spending requirement, those 200,000 Capital One miles are well worth the effort. Why we love the Capital One Venture X Business at TPG: • No coupon book – just automatic value that offsets the reasonable fee • Access to Capital One and Priority Pass lounges • 400,000 Capital One miles are worth $7,400, per our valuations (200,000 are worth $3,700) Our take:* Welcome offer: ⭐⭐⭐⭐⭐ Earning power: ⭐⭐⭐ Lounge access: ⭐⭐⭐ Benefits versus fee:⭐⭐⭐⭐⭐ Act fast

Already have the Venture X Business? Check out our favorite ways to use Capital One Miles. Already have the Sapphire Reserve for Business? Check out our favorite ways to use Chase Ultimate Rewards.

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