✈ Showdown: Which 200K-Point Offer Is Better? Save Big on Stays With This Stackable Amex Offer & More From TPG ✈

Also: This historic DC treasure with refreshed rooms remains a top choice for IHG loyalists

October 17, 2025 View in browser

Spoiler: You can't go wrong with either by Ben Smithson, Senior writer A rare points showdown is underway on two of the most popular business credit cards: The Business Platinum Card® from American Express has an elevated welcome offer letting you earn 200,000 Membership Rewards® points after spending $20,000 in the first three months of card membership. The Chase Sapphire Reserve for Business℠ offers 200,000 bonus Ultimate Rewards points after you spend $30,000 on purchases in your first six months from account opening. Based on TPG's October 2025 valuations, those bonuses are each worth a staggering $4,000 or more. But which is the better card for you? If you love to travel for work and/or pleasure, it’s tough to beat the travel perks of the Business Platinum Card®. Here's the full list, but some of my favorites are: An annual airline fee statement credit of up to $200 for charges by the airline you select each calendar year Worldwide lounge access (I love the Centurion Lounge at London’s Heathrow Airport!) Hilton Honors™ Gold Status and Marriott Bonvoy® Gold Elite Status, plus now there's Leaders Club Sterling Status from The Leading Hotels of the World® (enrollment required) Avis Preferred, Hertz Gold Plus Rewards and National Emerald Club rental car status (enrollment may be required) On the other hand, if you're looking to maximize your points earning, the Sapphire Reserve for Business has terrific earning rates — especially on travel. And if you're a business owner with advertising expenses, then the uncapped 3 points per dollar spent on social media and search engine advertising really stands out against the competition. So which points are better to redeem, Amex points or Chase points? Both have fantastic airline and hotel partner transfer options, with regular transfer bonuses available. I have a slight preference for Chase points because they transfer to what I believe is the world's best hotel loyalty program: World of Hyatt. But I certainly wouldn't say no to 200,000 Amex points either! If you're looking for a new card or just a big pile of valuable points, these two enormous 200,000-point welcome offers are definitely worth checking out. Want to know more about these cards? Check out these resources: Showdown: Which 200,000-point offer is better? Sapphire Reserve for Business: Earn 200,000 points with this limited-time offer Earn 200,000 points with the newly refreshed Amex Business Platinum Business Platinum vs. Sapphire Reserve for Business: Which card is better? Amex Business Platinum refresh: $895 fee, new perks Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products, and this may impact how or where they appear. For an explanation of our Advertising Policy, visit this page. Photo Credit: THE CAPE A THOMPSON HOTEL/PARK HYATT.

Today's top stories Save big: Get up to $370 back on hotels with new Amex Offers and Delta cardholder perks If you have a Delta Air Lines card with a Delta Stays benefit, this targeted Amex Offer could save you even more. Read more A historic DC treasure with refreshed rooms remains a top choice for IHG loyalists Here's what to expect when you visit the Willard InterContinental Washington, D.C., plus a peek at its recently renovated rooms. Read more A beginners guide to river cruises in Asia From India to China to the waterways of Vietnam and Cambodia, here's how to plan the ultimate river cruise in Asia. Read more World of Hyatt card bonus: Fast-track to elite status and earn up to 60,000 points If you have an upcoming stay at any Hyatt property, the World of Hyatt personal and business cards can help save you a ton of money. Read more Score bonus miles: Register now for United's latest Mile Play promotion United Airlines runs a Mile Play promotion every few months, offering members a chance to earn extra bonus miles. Read more

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