We rarely see a huge 100,000-point, limited-time offer on our favorite "sleeper hit" credit card. In fact, it's the highest offer ever on this card.
The Citi Strata Elite℠ Card currently offers an impressive 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening. On its own, that's a six-figure welcome offer worth stopping the scroll for, as it's worth $1,900, based on TPG's January 2026 valuations.
Then there are the card's credits — and they're refreshingly easy to use compared to some others. One of the best things about Citi ThankYou Rewards points is that you can now transfer them directly to American Airlines AAdvantage.
For travelers who want unique perks and credits and a rare path to points you can transfer to American Airlines, this is one of the most underrated premium cards out there right now — and one you shouldn't miss while the welcome bonus is still at 100,000 points. | 
