✈ You Don’t Need to Master Every Loyalty Program, These Cards Fuel My Luxury Travel & More From TPG ✈

Also: You may be eligible to earn thousands of bonus Hyatt points

July 31, 2025 View in browser         SPONSORED BY     SPONSORED BY

Pick a few good ones by Ben Smithson, Senior Writer I love earning transferable credit card points and miles because of the flexibility to choose when, where and how many points I send to a range of airline and hotel transfer partners. That's seriously valuable. And while it might seem like a great option to have access to up to 20 different transfer partners, here's my secret: You don't need to understand or master all of them. There are many transfer partners available to me that I've never even created an account with. Why? They either don't provide value to me, or I've always found a better option. If you’ve felt overwhelmed by the number of transfer partner options available, here’s how to select a few that will work for you. Choose an airline based on which airport(s) you fly from: If one airline dominates, see if its loyalty program (or a partner airline's program) is a transfer partner of any popular credit card programs. Add an airline with great rates to places you want to travel: While British Airways is convenient from my home airport in London, its high surcharges make long-haul award flights costly (especially for premium seats), so I've adopted Air Canada Aeroplan. Even though I rarely visit Canada (or fly Air Canada), the Aeroplan program has fixed award rates and lots of partners that cover the places I like to go. Pick a hotel program that fits your needs: I used to favor Hilton Honors for its elite perks and ease of earning points, but rising redemption rates (sometimes 200,000 points per night) sent me looking elsewhere. Even though it has fewer locations worldwide, I've shifted to World of Hyatt, which offers a fixed award chart starting at just 3,500 points per night and 1:1 transfers from Chase and Bilt. Want to know more? Check out these stories: Why you should master a few credit card transfer partners Best frequent flyer programs in the US for 2025 Best hotel rewards programs in the world: Which one is right for you? Guide to transferring credit card points and miles to partner programs Best airline loyalty programs for families Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products, and this may impact how or where they appear. For an explanation of our Advertising Policy, visit this page. Photo Credit: TANNER SAUNDERS/THE POINTS GUY.

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Today's top stories The credit cards that help fuel my luxury travel How one TPG writer uses certain credit cards' bonus earning capabilities to fly in business class. Read more You may be eligible to earn thousands of bonus Hyatt points. Here's how to check If you're targeted, you could earn tens of thousands of bonus Hyatt points. Read more You can now book assigned seats on Southwest Airlines: Here's how it works Southwest Airlines just launched assigned seating on bookings for flights in January 2026. Read more 4 reasons to hold both the Amex Platinum and Amex Gold It may make sense for you to carry both to boost your Amex balance and elevate your lifestyle. Read more 5 reasons why I believe American Airlines miles are worth more than United Airlines and Delta Air Lines miles Are all miles created equal? Here's why I think this airline's currency is worth more. Read more

The latest 1. 5 ways to get over $2,000 of value from 100K Chase Ultimate Rewards points 2. Smarter spending starts here: How Ramp can transform business finances 3. Citi Strata Card review: Phenomenal earning rates for a no-annual-fee card 4. Alaska Airlines bolsters West Coast flying with 7-route expansion across 12 cities 5. Paul Gauguin Cruises ship cabin and suite guide: Everything you need to know 6. 7 reasons why the Amex Blue Business Plus Card should be in everyone's wallet 7. United Business Card vs. United Club Business Card: Which should you get? 8. What's the difference between Chase's The Edit properties and Points Boost? 9. Deal alert: Earn $400 cash back at SoFi Banking on Wednesday only with Rakuten 10. Last chance: Earn up to $600 in rewards with these One Key credit card welcome offers

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